I will work with a fiduciary financial adviser to invest $2,000,000 to an account where it will generate 6% and payout monthly. For every $1,000,000 invested will bring $2,500 Net. This is calculated with the following formula.
$1,000,000 × .06 (ROI) / 12 (Months) × .5 (After Taxes) = $2,500.

With $2,000,000 – that would be $5,000 after taxes. This will be my monthly income which I will use to pay bills, and other expenses. This will obviously mean that I won’t be able to spend any of the $2,000,000 – but that is fine considering the role it plays. If for some reason, my ROI is higher than 6%, then the excess percentage will be returned to be reinvested and generate more money for Cost of Living Adjustment.